How to Buy A House & Lot in Cavite

After you discover your dream home and thinking of buying your own, start it by inquiring with us. Learn complete property details, current prices, available units and suitable payment options based on your budget.

Inquiry is the most important first step so you can make an informed decision.

Determine how much you can comfortably afford based on:

• Monthly Income
• Existing Financial Obligations
• Preferred Financing (Pag-Ibig, Bank or In-House)

Decide which home fits your budget, current and future needs:

• Townhouse, single attached, or single detached
• Lot size and floor area
• Bare, basic, or complete finished turnover

Choose from Pag-Ibig, bank financing, in-house financing, or cash—whichever works best for you. We will guide you through the process.

When you are ready, you may request to schedule a site visit to personally see the location, community, and house model. Seeing the property in person makes choosing easier and more confident.

Note: Site visits are exclusive and scheduled based on your availability.

Pay the Reservation fee together with the Initial documents (see below). Reservation fees are usually deductible from the total contract price. By paying the reservation fee and submitting requirements you are assure to secure your chosen unit and locked in the current price and availability.

Listed below are the initial documents required:

• 2 Valid Government-issued IDs
• Proof of Income (COE, Payslips, ITR, or business documents)
• Proof of Residency
• Birth Certificate (if Single)
• Marriage Certificate (if Single)

After you reserve your chosen property, you need to complete your Documents and prepare for the Downpayment.

Thirty (30) days after reservation, your monthly downpayment will start. This is paid in monthly installments, depending on the project’s payment terms.

Submission of all remaining documents that were not included during the reservation stage is necessary. All requirements must be complete, accurate, and updated.

After Downpayment (equity) term, processing of loan will starts. A final set of income documents should be submitted. Your housing loan application will then be processed through Pag-IBIG or Bank financing, depending on your chosen option. Estimated process time is 3-4 months.

Note: Pag-IBIG and Banks require current and valid documents. Submitting complete and updated requirements helps ensure faster processing and approval.

Loan take-out means your loan is approved. Pag-Ibig or Bank will inform your loan take-out and guide you on the next steps. Your Amortization term will now start after loan take-out.

During inspection, check if the house is ready for move-in. If there are minor repairs or retouch, another re-inspection date will be set until house is acceptable.

Congratulations! Finally your own new home! You can now start construction planning for house improvement.

This process ensures that you understand the property first, see it personally, and secure financing confidently—with guidance every step of the way.

Remember our service assistance is guaranteed FREE and will not charge you a single cents for all assistance given from tripping to reservation up to inspection time till move-in.